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Effective Date: June 18, 2026 · Mile High Quote · Denver, Colorado

Mile High Quote ("we," "us," or "our") operates this website. This Privacy Policy explains what information we collect, how we use it, and your rights regarding that information.

1. Information We Collect

When you submit a quote request, we collect:

• Contact information: your name, phone number, and email address (if provided)
• Location information: your ZIP code
• Insurance information: insurance type, property type, estimated home or vehicle value, current insurance status, and whether you want to bundle policies
• Device and usage data: IP address, browser type, pages visited, and time on site — collected automatically via cookies and analytics tools

2. How We Use Your Information

• To contact you by phone, SMS, or email with insurance quotes and follow-up from a licensed advisor
• To match your needs with appropriate insurance carriers on your behalf
• To manage our relationship with you through our CRM system (Agency Zoom)
• To improve our website and understand how visitors use it
• To comply with Colorado insurance regulations and applicable law

3. How Long We Keep Your Information

We retain your personal information for up to five (5) years, or as required by Colorado insurance regulations and applicable recordkeeping laws. You may request earlier deletion at any time (see Section 6).

4. Who We Share Your Information With

We do not sell your personal information. We may share your information with:

• Insurance carriers — for the purpose of obtaining quotes on your behalf. Carriers receive only the information necessary to generate a rate.
• Agency Zoom — our CRM provider, used to manage leads and advisor follow-up. Their privacy practices govern data stored on their platform.
• Analytics providers — such as Google Analytics, which collects anonymized usage data.
• Legal or regulatory authorities — if required by law, court order, or regulatory requirement.

We do not sell, rent, or trade your personal information to any third-party marketers.

5. Cookies and Analytics

We use cookies and Google Analytics to understand how visitors interact with our site. Cookies are small text files stored in your browser. You can disable cookies in your browser settings, though some site features may not function properly as a result. By using this website you consent to our use of cookies as described here.

6. Your Rights

You have the right to request access to, correction of, or deletion of your personal information. To exercise any of these rights, contact us at the information below. We will respond within 30 days.

7. Contact Us

Mile High Quote
Denver, Colorado
Phone: (303) 706-1000
Email: milehighquote@gmail.com

If you have questions about this Privacy Policy, please contact us before submitting a quote request.

Effective Date: June 18, 2026 · Mile High Quote · Denver, Colorado

By accessing or using this website, you agree to these Terms of Use. If you do not agree, please do not use this site.

1. Informational Purpose Only

This website is provided for informational purposes only. The content on this site — including any descriptions of coverage, pricing estimates, or carrier information — does not constitute legal or financial advice and should not be relied upon as such.

2. No Insurance Coverage, Binding, or Rate Guarantee

Submitting a quote request through this website does not bind, purchase, or guarantee any insurance coverage. No insurance policy is in force as a result of a form submission. Actual rates, coverage availability, and policy terms are subject to underwriting review and approval by the applicable insurance carrier. All quotes are estimates only until confirmed in writing by a licensed agent and the issuing carrier.

3. Licensed Agency

Mile High Quote is a licensed independent insurance agency in the State of Colorado. We act as an agent on your behalf to shop coverage from multiple carriers. We do not underwrite insurance policies.

4. Accuracy of Information

You agree to provide accurate and complete information when submitting a quote request. Providing false or misleading information may result in inaccurate quotes or denial of coverage by a carrier.

5. Intellectual Property

All content on this website, including text, design, graphics, and code, is the property of Mile High Quote and may not be copied, reproduced, or distributed without written permission.

6. Limitation of Liability

To the fullest extent permitted by law, Mile High Quote shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or reliance on any information contained herein. Your sole remedy for dissatisfaction with this website is to stop using it.

7. Governing Law

These Terms are governed by the laws of the State of Colorado. Any disputes arising from use of this website shall be resolved in the state or federal courts located in Denver, Colorado.

8. Changes to These Terms

We reserve the right to update these Terms at any time. Continued use of this website after changes are posted constitutes your acceptance of the revised Terms.

9. Contact

Mile High Quote · Denver, Colorado · (303) 706-1000 · milehighquote@gmail.com

Mile High Quote · Licensed Independent Insurance Agency · Denver, Colorado

No Coverage Provided by This Website

This website does not provide, bind, or guarantee insurance coverage of any kind. Submitting a quote request is not an application for insurance and does not create a policy or any obligation on the part of any insurance carrier to provide coverage.

Quotes Are Estimates Only

Any premium amounts, savings estimates, or coverage descriptions referenced on this website are estimates based on general market data and are provided for illustrative purposes only. Actual premiums and coverage terms are determined by the issuing carrier following a full underwriting review and may differ materially from any figures shown or discussed.

Coverage Subject to Underwriting

All insurance products are subject to underwriting approval by the applicable carrier. Coverage availability, eligibility, and pricing vary based on individual risk factors including but not limited to: property location, construction type, claims history, credit information, and carrier guidelines in effect at the time of application.

Independent Agency Disclosure

Mile High Quote is an independent insurance agency licensed in the State of Colorado. We represent multiple insurance carriers and act as your agent in the quoting and placement process. We do not underwrite, issue, or guarantee insurance policies. Our compensation may include commissions paid by the carriers with whom policies are placed.

Colorado Licensing

Licensed by the Colorado Division of Insurance, Department of Regulatory Agencies (DORA). License Number: [YOUR LICENSE NUMBER]. Verify our license at: doi.colorado.gov.

Not Legal or Financial Advice

Nothing on this website constitutes legal, financial, or tax advice. You should consult a qualified professional regarding your specific insurance needs and circumstances.

Telephone Consumer Protection Act (TCPA) Disclosure · Mile High Quote

Your Consent to Be Contacted

By submitting a quote request on this website and checking the consent box, you expressly consent to be contacted by Mile High Quote and its licensed agents at the phone number and email address you provide, including via:

• Live telephone calls
• Prerecorded or artificial voice messages
• Automated telephone dialing systems (autodialers)
• Text messages (SMS/MMS)
• Email communications
• AI-assisted outreach systems

These communications may be for the purpose of discussing insurance quotes, policy options, follow-up, and related services.

Consent Is Not Required to Purchase

Your consent to receive automated or AI-assisted communications is not a condition of purchasing any insurance product or service. You may request a quote or purchase a policy without providing this consent by calling us directly at (303) 706-1000.

How to Opt Out

• Text messages: Reply STOP to any text message to opt out of SMS communications.
• Email: Click "Unsubscribe" in any email we send you.
• Phone calls: Ask to be placed on our do-not-call list during any call, or contact us in writing at the address below.

Contact

Mile High Quote · Denver, Colorado · (303) 706-1000 · milehighquote@gmail.com